- Ndovu Sure
The Sure Way to Grow Your Wealth
ndovu Sure is designed to give users a sure way to earn based on their investment risk profile and anticipated investment period. ndovu Sure is ideal for diversifying investment portfolios, establishing emergency Return Products, or maintaining capital.
- Protect your principal amount
- Earn higher returns with competitive tax-free interest rates
- No CDS account required
- No paperwork
- Enjoy flexible withdrawals
- Sit back, relax & watch your money grow.
- Start with as little as Ksh. 200
- Competitive Interest Rates
- Tax-free earnings
- Convenient deposits
- Flexible withdrawals
Open Risk Profile
Risk Profile Table


Flexi Fixed Return Plan
- Earn 5.5%* interest per year, tax-free, with as little as Ksh. 200.
- Interest is earned on the deposit after 3 months.
- The money can be withdrawn at any point in time.
- The interest is foregone if the money is withdrawn before the end of the 3 months.
- Your principal deposit is protected.
Supreme Fixed Return Plan
- Earn 7%* interest per year, tax-free, with as little as Ksh. 200.
- Interest is earned on the deposit after 6 months.
- The money can be withdrawn at any point in time. Flexible withdrawal to Mpesa or Bank
- The interest is foregone if the money is withdrawn before the end of the 6 months.
- Your principal deposit is protected.
- Tax-Free earnings

The Sure Way To Earn
Ndovu Fixed Return Products
Select a plan that fits your risk appetite and anticipated investment period.
Sure Supreme
Fixed Return Plan
- 7% Interest P.A
- 6 months interest maturity
- Flexible withdrawal to Bank/Mpesa
- Tax-free Earnings
- Protected deposit
Sure Flexi
Fixed Return Plan
- 5.5% Interest P.A
- 3-month interest maturity
- Flexible withdrawal to Bank/Mpesa
- Tax-free Earnings
- Protected deposit
What is Ndovu investment?
Ndovu makes it easy and gives you access to invest in local and global financial markets. Buy a slice of your favourite international companies, right from the comfort of your home. We recognise investing can be daunting so if you don’t know how to get started, we guide you!
How can I invest with Ndovu?
Ndovu helps you manage your money through guided investing and by providing financial education. We are fiduciary, which means we act in your best interest. We’ll ask a bit about you when you sign up. Then, we’ll help you set financial goals and set you up with investment portfolios for each goal. For your short to long-term financial needs (ranging from emergencies, retirement, holidays, kids’ education, or down payment), our investment strategy is built on low-cost ETFs (exchange-traded funds) and a risk profile based on how long you plan to invest.
What are Ndovu's core values?
We are here to empower people to create wealth so they can live secure and rewarding lives. Ndovu is built on 4 pillars.
- Do what is right for the customer – simply put, your goals are our goals. Every decision is centered around our customers’ needs & convenience
- Keep it simple – we strive to keep our solution simple. Life is complicated as it is so why should finance be…
- Trust through transparency – transparency is empowering. It’s empowering to know how we manage your investments & what fees you’re being charged.
- We are creative – we challenge the status quo to bring better, smarter solutions to you.