Regulated by Capital Markets Authority (CMA) and the Office of the Data Protection Commissioner Kenya (ODPC)

ndovu Sure fixed return - the simple and sure way to grow your money!

Regulated by Capital Markets Authority (CMA) and the Office of the Data Protection Commissioner Kenya (ODPC)

The Sure Way to Grow Your Wealth

ndovu Sure is designed to give users a sure way to earn based on their investment risk profile and anticipated investment period.  ndovu Sure is ideal for diversifying investment portfolios, establishing emergency Return Products, or maintaining capital.

Open Risk Profile

Risk Profile Table

Flexi Fixed Return Plan

  • Earn 5.5%* interest per year, tax-free, with as little as Ksh. 200.
  • Interest is earned on the deposit after 3 months.
  • The money can be withdrawn at any point in time.
  • The interest is foregone if the money is withdrawn before the end of the 3 months.  
  • Your principal deposit is protected.

Supreme Fixed Return Plan

  • Earn 7%* interest per year, tax-free, with as little as Ksh. 200.
  • Interest is earned on the deposit after 6 months.
  • The money can be withdrawn at any point in time. Flexible withdrawal to Mpesa or Bank
  • The interest is foregone if the money is withdrawn before the end of the 6 months.
  • Your principal deposit is protected. 
  • Tax-Free earnings
The Sure Way To Earn

Ndovu Fixed Return Products

Select a plan that fits your risk appetite and anticipated investment period.

Sure Supreme

Fixed Return Plan

Sure Flexi

Fixed Return Plan

Need Answers

Frequently asked questions.

Do you have more questions?

What is Ndovu investment?
Ndovu makes it easy and gives you access to invest in local and global financial markets.  Buy a slice of your favourite international companies, right from the comfort of your home.  We recognise investing can be daunting so if you don’t know how to get started, we guide you!
How can I invest with Ndovu?
Ndovu helps you manage your money through guided investing and by providing financial education. We are fiduciary, which means we act in your best interest. We’ll ask a bit about you when you sign up. Then, we’ll help you set financial goals and set you up with investment portfolios for each goal. For your short to long-term financial needs (ranging from emergencies, retirement, holidays, kids’ education, or down payment), our investment strategy is built on low-cost ETFs (exchange-traded funds) and a risk profile based on how long you plan to invest.
What are Ndovu's core values?

We are here to empower people to create wealth so they can live secure and rewarding lives. Ndovu is built on 4 pillars.

  1. Do what is right for the customer – simply put, your goals are our goals. Every decision is centered around our customers’ needs & convenience 
  2. Keep it simple – we strive to keep our solution simple. Life is complicated as it is so why should finance be…
  3. Trust through transparency – transparency is empowering. It’s empowering to know how we manage your investments & what fees you’re being charged. 
  4. We are creative – we challenge the status quo to bring better, smarter solutions to you.

ndovu is a regulated roboadvisory platform owned and run by Ndovu Wealth Limited (“Ndovu”). Ndovu is licensed by the Capital Markets Authority (Kenya) as a Fund Manager and is also regulated by the Institute of Certified Investment & Financial Analysts (ICIFA), the Communications Authority, and the Nairobi Securities Exchange. Ndovu is a registered trademark.” “Investment involves risk. The value of investments and the income from them can go down as well as up and you may not get back the amount originally invested.”

Last Updated: April 15th 2021 These terms of use (“Terms and Conditions”) mandate the terms on which the users (“You” or “Your” or “User”) access and register on the website www.ndovu.co and/or mobile application ‘Ndovu’ operated and managed by Ndovu Inc., its affiliates and its group entities, together referred to as “Company” or “We” or “Us”, collectively referred to as, “the Platform”. Ndovu is a registered trademark of Ndovu wealth Limited. Advisory services provided by Ndovu wealth Ltd, a CMA-registered investment adviser. US-traded securities are provided to Ndovu users by Interactive Brokers LLC, a regulated member of FINRA/SIPC. Interactive Brokers is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org. Investments in securities: • No Bank Guarantee • May Lose Value. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Ndovu wealth Ltd charges and expenses. Ndovu wealth Ltd’s internet-based advisory services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client’s financial situation and do not incorporate specific investments that clients hold elsewhere. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Ndovu wealth Ltd is not registered. For further details see our Legal Disclosures. By using this website, you accept our (Terms of Use) and (Privacy Policy) and (Data Protection Policy).