Yes. The Kibaba Multi-Asset Special Fund is regulated by the Capital Markets Authority (CMA), Kenya, under the Capital Markets Act and the Capital Markets (Collective Investment Schemes) Regulations, 2023

The Fund is managed by Ndovu Wealth Limited, a CMA-licensed Fund Manager in Kenya

The independent Trustee is Kingsland Court Trustee Services Limited, providing fiduciary oversight

The Fund assets are held by Diamond Trust Bank (DTB) as Custodian

Yes. Investor assets are held separately by the Custodian under Trustee oversight. They are not mixed with Ndovu Wealth’s corporate assets

It is an open-ended, actively managed multi-asset fund offering diversified exposure across: • Global equities • Fixed income • Commodities (including gold) • FX exposures • Cash & equivalents • REITs and permitted alternatives

• KES Share Class • USD Share Class

Yes. Investors can subscribe and redeem units subject to the dealing terms and lock-in

It means the fund invests across different asset classes to diversify risk and enhance risk-adjusted returns.

No. It follows an accumulation model, income is reinvested to enhance compounding

To deliver dollar-linked, capital-preserving returns over a full market cycle while maintaining downside protection and liquidity

Primarily long-biased, but it has the flexibility to take short positions when appropriate.

The fund uses: • Dynamic asset allocation • Quantitative “weight-of-evidence” models • Tactical sector rotation (GICS 11 sectors) • Risk budgeting • Diversification across geography & assets

The benchmark is the United States Total Return Cash Index (SOFR Compounded Index) (KES class translated back to KES)

Yes. Up to 100% offshore exposure is permitted within regulations

The Fund is classified as Moderate Risk (Medium to High)

Yes. The value of your investment may fall as well as rise

• Market risk • FX risk (especially for KES class) • Credit & interest rate risk • Liquidity risk • Counterparty risk • Regulatory risk

• Diversification • Tactical asset rotation • Quantitative risk models • Liquidity discipline • Duration management • FX management

• KES Class: 20% illustrative target • USD Class: 18% illustrative target (These are marketing illustrations, not guarantees.)

No. Returns are not guaranteed

The fund is newly launched; sufficient live performance history is not yet available.

KES Class • Initial: KES 250,000 • Top-up: KES 100,000 • Withdrawal: KES 50,000 USD Class • Initial: USD 2,500 • Top-up: USD 1,000 • Withdrawal: USD 500

No stated maximum

5% per annum (accrued daily, charged monthly)

Yes. 15% of returns above the hurdle rate.

• KES Class: 364-day T-bill + 6% • USD Class: 18%

No entry charge.

Possible redemption charge if redeemed within 6 months.

Yes. 6 months.

• Partial: ~2 working days • Full: ~3 working days

Yes, under exceptional market circumstances.

Via: • Ndovu App • Online Portal • RM/IFA onboarding • Email submission

• Individual • Joint • Corporate • Institutional

Yes. Switching between Ndovu-managed funds is allowed.

Daily.

Yes. Annual audited reports are made available to investors

• Information Memorandum • KIID • Trust Deed • Annual Reports Available via Ndovu Wealth or request.

Yes, units may be placed on lien subject to authorization.

Subject to withholding tax on interest income and applicable Kenyan tax laws.

Yes. Investors are advised to seek independent legal and financial advice.

• Mass affluent • High Net Worth • Institutional investors • Pension schemes • SACCOs • Diaspora investors • Investors seeking non-correlated strategies

Minimum 12 months, 3–5 years preferred for long term goal based investing.

Corporate tax losses capped at five years.

The TER reflects the total operational cost of the fund, including the 5% management fee, trustee, custodial, and audit fees.