Offshore & USD
Some of your wealth should live in dollars.
Currency risk is the quiet tax on Kenyan wealth. We build the offshore side of your portfolio the same way we build the rest of it — regulated, documented, and disciplined.
The problem
The anxieties are rational. The answer is structure.
“My wealth is trapped in one currency.”
A portfolio that earns, grows, and is spent entirely in shillings carries a single, concentrated bet on one currency. Holding part of your wealth in dollars — invested, not idle — is the structural answer.
“Taking money offshore feels informal and risky.”
Done improperly, it is. Done properly, it means regulated channels, named custodians, and assets held in your name with full documentation — a paper trail you could hand to your lawyer.
“I can access global markets, but not seriously.”
Buying a US share in an app is not an offshore strategy. The difference is structure: how much sits offshore, in what, with whom, and how it fits the rest of your position.
How it works
Offshore, without the improvisation.
What you can hold
US equities, global index funds and ETFs, and USD money market funds — the building blocks of a global allocation, selected for mandate fit and cost.
Where it sits
With regulated custodians, segregated from Ndovu’s own assets. Your holdings are yours — visible, documented, and independent of us.
How it fits
Offshore is a slice of one plan, not a separate adventure. Your advisor sets the offshore share against your obligations, horizon, and the currency you’ll actually spend in.
The best time to start building your future was yesterday. The second best time is now.
Build long-term wealth with Ndovu.
Licensed and regulated